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On the Bitcoin Reformation podcast, two pastors interview Sanjay Mavin Kurve, co-founder and CEO of Sovana (sovana.io), about a new Bitcoin-related product that lets property owners tap home equity for Bitcoin exposure without monthly or upfront payments. Sanjay shares his background in computer science, nearly two decades at Google (including work on Google Maps), discovering Bitcoin in 2012, and how experiences with inflation in India shaped his interest in hard assets. He explains Sovana’s structure: Sovana buys Bitcoin in a segregated account for up to five years (customer can end anytime), profits are split 50/50, but the customer covers all downside, secured by a lien on the home. They discuss “don’t trust, verify,” Bitcoin evangelism, housing affordability, why the term shifted from 10 years to 5, and future plans like responsible borrowing and custody.

01:48 Sanjay’s Google Journey

03:12 Discovering Bitcoin in 2012

08:53 Bitcoin Evangelism and Faith

12:13 Why Smart People Dismiss Bitcoin

18:40 Housing Struggles and Mortgages

22:37 From Google to Sovana

25:15 Sovana Explained No Monthly Payments

28:05 Upside Split Downside Risk

30:52 Why Five Years Matters

34:57 Capital Partners Safety Net

38:52 How the Lien Works

47:42 Who Uses the Product

51:27 Future Products Roadmap

53:53 Team and Sovana Calculator

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Keywords: #lutheran #bitcoin #pastor #finance #ChristianFinance #Bitcoin