Faded photographs of a glamorous couple in postwar Europe. Old letters hinting of tragic loss. And a breathtaking array of magnificent jewelry, spectacular stones in exquisite settings. These are the contents of a safe-deposit box long abandoned in a New York City bank. If no heir can be identified, the jewelry will be auctioned. But who was the woman who left such a fortune and no will?

Nicole “Coco” Martin's destined to have it all. As the only child of doting, successful parents, she's been given every opportunity in life. Having inherited her mother’s stunning beauty and creativity, along with her father’s work ethic and diligence, she has the world at her feet. Her graduation from Columbia's fast approaching, and with it the summer job of her dreams working at a magazine. Between work, leisurely weekends at her family’s home in Southampton, and spending as much time as possible with her best friend, Sam, life couldn’t be better - until tragedy strikes.

In a matter of days, Peter McDowell loses everything he has worked so hard for - his wealth, his property, his livelihood as a star investment banker. And then it gets worse. The stock market crash not only plunges Peter into joblessness, it causes a rift in his marriage that he cannot repair. Stripped of everything, he has only one place to retreat to: a lakeside cottage he inherited from his parents, who left most of their modest estate to Peter's twin. With no other choice, the prodigal son goes home.

Kait Whittier has built her magazine column into a hugely respected read followed by fans across the country. She loves her work and adores her grown children, treasuring the time they spend together. But after two marriages she prefers to avoid the complications and uncertainties of a new love. Then, after a chance meeting with Zack Winter, a television producer visiting Manhattan from Los Angeles, everything changes.

As the war rages on in the summer of 1943, causing massive destruction and widespread fear, the King and Queen choose to quietly send their youngest daughter, Princess Charlotte, to live with a trusted noble family in the country. Despite her fiery, headstrong nature, the princess' fragile health poses far too great a risk for her to remain in war-torn London.