Need a credit makeover? You're not alone: In the US, outstanding credit card and other types of revolving debt have jumped more than 20 percent in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you're just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for taking the steps needed to build up a solid score.
There are many reasons why you might have a subpar credit score - mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book covers these scenarios and more, helping you identify the reasons behind a lower score and providing you with straightforward, proven techniques for managing it back to where you want it to be.
- Add information to your report to beef up a low score
- Avoid, reduce, and get rid of mortgage, credit card, student loan, and auto debt
- Keep a good credit score during a period of unemployment
This book shows you how to put even the worst credit situations behind you and make a poor score just a bad memory.