In Cents to Intelligence: A Parent’s Guide to Raising Children with a High Financial IQ, author and parent Sam Wilson shares an innovative and unique approach his wife and he used to successfully instill a high financial intelligence quotient (IQ) in their two favorite daughters from the time they were in early elementary school through that millennial adulting phase. This audiobook is written for expecting or young parents who want to ensure they impart basic financial acumen to their children, and in doing so, provide them with the self-esteem, independence, and confidence to make sound decisions and solve their own problems with creativity and ingenuity.

Parents will gain insights through the author’s personal, at times light-hearted, anecdotes into the importance of involving children from an early age in learning about money, developing a work ethic, making good life choices, and understanding basic fiscal concepts that underpin a high financial IQ. In the book, the author walks readers through the eight components of the Wilson Adolescent Finance Initiative Program (WPFIP) and describes how to establish, implement, and manage the program from early childhood through adolescence into early adult life. The book is a guide to establishing a high financial IQ from a young age, but it is never too late to develop financial acumen. The principles discussed will be beneficial to parents, teenagers, and young adults seeking insight into how to build a high financial IQ, especially those who did not have engaged parents or even parents who were counterproductive to their education. This audiobook may also serve as a guide for some adults who lack financial acumen and are now seeking frank guidance.