Four federal retirement mistakes to avoid. These decisions have a short window to get right — survivor benefit, FEHB, FEGLI, and TSP withdrawals — and for most of them, there's no fixing it later. In this video, Charles walks through exactly what to do with each one, and why the "obvious" move (cancel, take the lump sum) is usually the expensive one.

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IN THIS VIDEO YOU CAN LEARN
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- Survivor benefit: the short window to change it — and why you can't count on a fix later
- FEHB: why you should SUSPEND, never cancel, your federal health insurance
- FEGLI: how a 75% reduction on Basic can cost $0 at 65 — don't just cancel it
- TSP withdrawals: why pulling a large lump sum is a one-way door

Which of the 4 scares you most? Drop a number below 👇

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START HERE
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Apply for a Retirement Consultation:
https://apply.cdfinancial.org/6a694299bad1c9a176cdc79f/

Get the Digital Federal Retirement Guidebook:
https://cdfinancial.org/being-a-federal-employee-book/

Subscribe for Weekly Federal Retirement Planning Content:
https://cdfinancial.com/newsletter

Want a plan so these are decided on purpose, not by accident? Guidebook link above.

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TIMESTAMPS
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0:00 FERS Decisions With No Do-Overs
0:42 #1 Survivor Benefit (the 30-Day Window)
1:55 #2 FEHB: Suspend, Never Cancel
3:09 #3 FEGLI: Do the 75% Reduction, Don't Cancel
4:17 #4 TSP Withdrawals: A One-Way Door
5:22 Watch Next: TSP Withdrawals With No Regrets

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WHO WE ARE
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CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, FEGLI, and survivor benefits — where health meets wealth.

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IMPORTANT DISCLAIMER
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Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Educational only; not financial, legal, tax, or investment advice. Election windows, FEHB/FEGLI rules, and TSP options depend on your situation and current OPM rules — verify with OPM before making elections.

#FERS #FederalRetirement #FEHB #FEGLI #SurvivorBenefit #CDFinancial

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