『Episode 10 - Two Incomes, One Plan: Insurance Wealth Strategy』のカバーアート

Episode 10 - Two Incomes, One Plan: Insurance Wealth Strategy

Episode 10 - Two Incomes, One Plan: Insurance Wealth Strategy

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今ならプレミアムプランが3カ月 月額99円

2026年5月12日まで。4か月目以降は月額1,500円で自動更新します。

概要

Narrated by AI. Written by Victor Idoko.


Insurance is often treated as a cost to minimise.

In reality, it’s the structure that protects everything you’ve built.


In this final episode of the Foundations series, we break down how insurance fits into a complete wealth strategy for dual-income households—and why getting it wrong can undo years of financial progress.


We cover the four pillars of personal insurance:

• Income protection — protecting your ability to earn

• Total & permanent disability (TPD) — covering worst-case scenarios

• Life insurance — securing your family’s financial future

• Trauma cover — managing short-term shocks


You’ll learn:

• Why your income is your most valuable financial asset

• The difference between being under-insured and mis-insured

• Why default cover inside super is often insufficient

• How to structure insurance across both partners effectively


Because wealth isn’t just about growth.

It’s about making sure one event doesn’t wipe it out.

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