TD Ryan and Dan Lynch welcome DeKalb State Farm agent Scott Ziemet to mark his 20 years in the community and discuss why he supports local nonprofits and youth sports. Scott explains insurance topics including pet insurance through Trupanion, the value of renter’s insurance (personal property, loss of use, and liability), and how comprehensive vs. collision coverage applies in crashes, theft, weather, and other incidents. The episode covers teen driving trends and Illinois permit/license rules, plus local news: a 13-year-old charged after a stolen minivan chase, registration for Give DeKalb County Day, a former DeKalb County sheriff’s deputy pleading guilty to PPP loan fraud, a DeKalb High School walkout protest, DeKalb City Council sign ordinance changes allowing certain digital signs, and proposed Illinois legislation to add a shopping bag fee and restrict plastic delivery bags. They also highlight community support after local fires, discuss homeowners insurance requirements and force-placed insurance, share a community calendar (Stage Coach Players’ “Gypsy,” events at the Glidden Homestead, the Sandwich Opera House ABBA tribute, and more), sports updates including Kaneland’s undefeated basketball season, local obituaries, and a trivia question tied to the proposed bag fee.