Reverse-Engineering The Six-Figure RMD Problem | Episode 33
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What if RMDs didn't exist for pre-tax 401(k)s or Traditional IRAs? In this episode we discuss why even if you don't like RMDs, even if they didn't exist, you might still not want to let your pre-tax accounts grown untouched. Garrett Crawford, CFP® discusses the benefits of reverse-engineering an RMD plan. High-net-worth retirees between $2M-$8M might be playing a different RMD game than their peers and this episode will help you think through a better game plan for getting RMDs under control during your retirement.
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Timestamps
(00:00) – Intro
(02:25) – Reverse Engineering Financial Planning
(05:03) – What if RMDs Didn't Exist?
(09:59) – Somebody Will Pay Taxes
(12:09) – Required MAXIMUM Distribution Mindset
(17:55) – How To Estimate Your Future RMDs
(21:45) – Free Resources
Disclosures