Creative Ways to Save Money Without Feeling Deprived with Roxanne Duckels of FinanceRox | 105

Saving money doesn't have to feel like punishment. In this episode, Chris sits down with Roxanne Duckels, accountant, personal finance coach, and the woman behind FinanceRox, for a real, practical, and genuinely fun conversation about creative and resourceful ways to save more without losing your mind or your social life.

Roxanne paid off $49,000 in debt and is on the path to financial independence by 39. She brings a unique perspective to saving: it's less about restriction and more about resourcefulness.

In this episode you'll learn:

• What "purchase procrastination" is and why Roxanne's 30-day rule beats the impulse every time
• How to run no-spend challenges that actually work, including how to set custom rules so you don't feel like you're white-knuckling it
• The "thrift first" strategy for buying almost anything
• Why building skills like sewing, drain snaking, and DIY repairs beats calling a pro
• How Buy Nothing groups and bartering can replace spending with community
• The two money-saving prompts Roxanne uses to find alternatives before buying anything
• Grocery hacks including the reverse shopping list, end-of-day markdowns, and pantry shopping
• The truth about subscriptions, loyalty apps, cash back tools, and bulk buying
• And why keeping an inventory of what you own might be the most underrated money habit

This one is packed. Horns up. 🤘

Guest: Roxanne Duckels | FinanceRox YouTube: youtube.com/@financerox Website: financerox.com

Giveaway: Leave a review on Apple Podcasts to win a copy of The Student's Guide to Financial Freedom by Dr. Paris Woods.

BONUS AI PROMPTS:

how can I buy this for less or how can I get it for free?

how can I achieve the same outcome for less or for free?

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Resources and Links:

FinanceRox: financerox.com

YouTube: youtube.com/@financerox

Amish Donuts
https://www.youtube.com/watch?v=BB8Nq45Cjf0

Too Good To Go App

https://www.toogoodtogo.com/en-us

Meta Viewpoints App (survey/passive income app)

https://heavymetal.money/metaviewpoints/

Buy Nothing Groups on Facebook

The Student's Guide to Financial Freedom by Dr. Paris Woods

Primate
https://www.imdb.com/title/tt33028778/?ref_=ext_shr_lnk

Terrible Maps

https://www.facebook.com/TerribleMaps/

Contact Chris:
https://heavymetal.money

https://www.instagram.com/heavy_metal_money/

https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money