Let us know your thoughts, questions, and who you want to hear from next!

30 June is closer than most people are ready for.

If this has been a strong financial year — or you're carrying a tax liability you haven't yet addressed — there are still options on the table. But not for long.

Tim Whybourne, CFA sits down with estate planning lawyer Rachael Rofe for a candid hour on intergenerational wealth transfer, tax strategy, and structured giving. Rachael spent a decade leading Australia's largest donor-advised giving fund — helping more than 700 families direct over $500 million in philanthropic capital — before returning to private practice. She knows this space as well as anyone.

Australia is entering the largest intergenerational wealth transfer in its history. Most families aren't ready — not legally, and not relationally. This conversation covers both.

What we get into:

• Why silence is the single biggest mistake wealthy families make — and how unspoken, unequal decisions fracture families after the will is read
• Why a basic will no longer cuts it: super, family trusts, and jointly held assets all pass outside it
• Binding death benefit nominations and the death benefits tax of up to 17% most people don't see coming
• Division 296 and the quirk that can leave some beneficiaries taxed on super they never inherit
• The proposed budget changes to testamentary trust taxation — and why discretionary testamentary trusts still belong in even modest estate plans
• Structured giving before 30 June: turning a tax liability into impact you direct
• Prenups, binding financial agreements, and protecting wealth passed during your lifetime
• What a genuinely successful wealth transition looks like — confident, capable, and loved

Disclaimer:
The information in this podcast series is for general financial educational purposes only, should not be considered financial advice and is only intended for wholesale clients. That means the information does not consider your objectives, financial situation or needs. You should consider if the information is appropriate for you and your needs. You should always consult your trusted licensed professional adviser before making any investment decision.